@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Playfair+Display:wght@600;700;800&display=swap');
:root{--black:#101114;--black2:#191a1d;--gold:#dfb65e;--gold2:#f2d18c;--cream:#faf7f0;--ink:#22242a;--muted:#62656b}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.65 'DM Sans',Arial,sans-serif;color:var(--ink);background:#fff}a{color:inherit}img{max-width:100%}.container{max-width:1180px;margin:auto;padding:0 25px}.skip{position:absolute;top:-100px;left:10px;background:white;color:black;padding:10px;z-index:100}.skip:focus{top:10px}.topline{background:#242321;color:#e7dcc5;font-size:12px;text-align:center;padding:7px 12px;letter-spacing:.06em}.header{position:sticky;top:0;background:rgba(14,15,17,.98);color:white;z-index:30;border-bottom:1px solid #4b4030}.header-row{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{text-decoration:none;display:flex;align-items:center;gap:12px;flex-shrink:0}.brand-mark{width:43px;height:43px;border:2px solid var(--gold);display:grid;place-items:center;color:var(--gold);font:800 23px Georgia,serif;transform:rotate(-4deg)}.brand-name{font:700 23px Georgia,serif;letter-spacing:.045em;line-height:1.1}.brand-name small{display:block;font:600 10px 'DM Sans',sans-serif;letter-spacing:.29em;color:var(--gold);margin-top:7px}.nav{display:flex;gap:23px;align-items:center}.nav>a{font-size:13px;text-decoration:none;font-weight:700}.nav>a:hover,.footer a:hover{color:var(--gold)}.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;text-align:center;padding:14px 22px;background:linear-gradient(120deg,#f4d58e,#d8a94a);border:1px solid #d3a248;color:#161616!important;border-radius:4px;font-weight:800;text-decoration:none;line-height:1.2;transition:transform .2s,filter .2s;cursor:pointer;font-family:inherit;font-size:14px}.button:hover{transform:translateY(-2px);filter:brightness(1.05)}.button-outline{background:transparent;color:#fff!important;border-color:#9f8553}.nav .button{padding:12px 16px}.menu-button{display:none;background:transparent;border:1px solid #82704d;color:white;padding:8px 12px;border-radius:4px;font-size:20px}.hero{background:#0e0f10;color:#fff;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;min-height:620px;align-items:stretch}.hero-copy{padding:90px 35px 80px max(25px,calc((100vw - 1180px)/2));position:relative;z-index:2;background:radial-gradient(circle at 0 0,#37301f,transparent 45%)}.kicker{font-size:12px;letter-spacing:.22em;font-weight:800;color:var(--gold);text-transform:uppercase}.hero h1,.pagehero h1{font:700 clamp(42px,5vw,72px)/1.08 'Playfair Display',Georgia,serif;letter-spacing:-.025em;margin:18px 0 22px}.hero h1 em{font-style:normal;color:var(--gold)}.hero p{max-width:570px;font-size:18px;color:#e4e1da}.hero-photo{background:linear-gradient(90deg,#101114 0%,transparent 27%),url('/adjuster-property.jpg') center center/cover no-repeat;min-height:480px}.hero-buttons{display:flex;flex-wrap:wrap;gap:12px;margin-top:27px}.checks{display:flex;flex-wrap:wrap;gap:14px 24px;margin-top:34px;color:#e3d8bd;font-size:13px}.checks span:before{content:'✓';color:var(--gold);margin-right:8px}.ribbon{background:#dfb65e;color:#181715;padding:16px 0;font-size:13px;font-weight:800}.ribbon .container{display:flex;gap:20px;align-items:center;justify-content:space-between;flex-wrap:wrap}.section{padding:92px 0}.section.alt{background:var(--cream)}.section.dark{background:var(--black);color:white}.section h2{font:700 clamp(31px,3.4vw,48px)/1.18 'Playfair Display',Georgia,serif;margin:14px 0 20px;letter-spacing:-.02em}.section-intro{max-width:740px;color:var(--muted);font-size:17px}.dark .section-intro{color:#c9c5bc}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}.card{background:white;border:1px solid #e5e0d6;padding:28px;border-radius:6px;box-shadow:0 12px 30px #15151508}.card .symbol{font-size:33px}.card h3{font-size:21px;line-height:1.25;margin:14px 0 10px}.card p{color:#62656b;font-size:15px}.card a{color:#745015;font-weight:800;text-decoration:none}.card a:hover{text-decoration:underline}.dark .card{background:#232428;border-color:#4a4130}.dark .card p{color:#d5d1c8}.dark .card a{color:var(--gold)}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.quote{padding:45px;background:#242424;color:white;border-left:5px solid var(--gold);font:700 clamp(24px,3vw,36px)/1.3 'Playfair Display',serif}.quote small{display:block;margin-top:24px;font:600 13px 'DM Sans',sans-serif;color:var(--gold)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:35px}.step{border-top:1px solid #75613c;padding-top:20px}.step strong{font:700 42px Georgia,serif;color:var(--gold)}.step h3{margin:10px 0}.step p{color:#d1cec7}.areas{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.area{padding:11px 15px;border:1px solid #dac99f;background:white;border-radius:3px;font-weight:700;font-size:14px}.faq{max-width:880px}.faq details{border-bottom:1px solid #ddd;padding:20px 0}.faq summary{font-weight:800;cursor:pointer}.faq details p{color:#5c5f65}.cta-band{background:linear-gradient(130deg,#171717,#39301d);color:white;padding:70px 0}.cta-band h2{font:700 clamp(30px,4vw,46px) 'Playfair Display',serif;margin:12px 0}.cta-band p{color:#d8d2c5}.cta-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:55px}.form-card{background:white;padding:32px;border:1px solid #e1d8c7;border-radius:6px;box-shadow:0 20px 60px #0000000d}.field{margin:14px 0}.field label{display:block;font-size:13px;font-weight:800;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;border:1px solid #c8c7c2;border-radius:4px;padding:12px;font:inherit;background:white;color:#222}.field textarea{min-height:105px;resize:vertical}.form-note{font-size:12px;color:#5f6267}.footer{background:#0c0d0e;color:#c8c5bc;padding:44px 0 95px;font-size:13px}.footer-inner{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}.footer a{color:#e3c17d;text-decoration:none}.footer nav{display:flex;flex-wrap:wrap;gap:15px;max-width:620px}.mobile-call{display:none}.pagehero{background:linear-gradient(120deg,#111,#28231a);color:white;padding:76px 0}.pagehero h1{font-size:clamp(39px,5vw,60px);max-width:850px}.pagehero p{color:#e2ddd3;max-width:740px;font-size:18px}.article{max-width:890px}.article h2{font:700 31px 'Playfair Display',serif;margin-top:43px}.article li{margin-bottom:10px}.related{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.related a{padding:10px 14px;border:1px solid #bd9a55;text-decoration:none;font-weight:700}.privacy{font-size:13px;color:#696a6e}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}@media(max-width:1020px){.nav{gap:12px}.nav>a{font-size:12px}.brand-name{font-size:19px}.hero-grid{min-height:540px}.hero-copy{padding:72px 24px}.split{gap:35px}}@media(max-width:780px){.menu-button{display:block}.nav{display:none;position:absolute;top:100%;left:0;right:0;background:#151515;padding:22px;flex-direction:column;align-items:stretch;gap:18px;border-bottom:1px solid #5d4b2d}.nav.open{display:flex}.nav a{font-size:15px}.hero-grid{grid-template-columns:1fr}.hero-copy{padding:62px 25px 54px}.hero-photo{min-height:300px;background-position:center 45%}.cards,.steps{grid-template-columns:1fr 1fr}.split,.contact-grid{grid-template-columns:1fr}.section{padding:65px 0}.ribbon .container{justify-content:flex-start}.mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;background:linear-gradient(100deg,#f1cd7c,#d7a549);color:#111;text-align:center;padding:15px;font-weight:900;text-decoration:none;z-index:40;box-shadow:0 -4px 18px #0003}}@media(max-width:540px){.cards,.steps{grid-template-columns:1fr}.brand-name{font-size:18px}.brand-mark{width:36px;height:36px}.hero h1{font-size:44px}.hero-buttons .button{width:100%}.quote{padding:28px}.cta-actions .button{width:100%}.form-card{padding:22px}.footer{padding-bottom:110px}}

/* Scoped upgrades: service pages, local pages and mobile conversion */
.detail-layout{display:grid;grid-template-columns:minmax(0,2fr) minmax(240px,1fr);gap:46px;align-items:start}.detail-main h3{margin:30px 0 10px;font-size:22px}.detail-steps,.detail-list{padding-left:24px}.detail-steps li,.detail-list li{padding:8px 0}.detail-aside{background:#17181b;color:#fff;padding:28px;border-top:4px solid var(--gold);border-radius:8px}.detail-aside h3{color:var(--gold)}.detail-aside .button-outline{color:#fff;border-color:var(--gold)}.disclaimer{font-size:13px;color:#737373;margin-top:24px}.detail-aside .disclaimer{color:#ccc}.example-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.example-grid article{background:white;border:1px solid #e7e2d8;border-radius:8px;padding:24px}.local-links{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}.local-links a{padding:16px;border:1px solid #d9c7a4;border-radius:6px;background:white;text-decoration:none;font-weight:700}.local-links a:hover{border-color:#a77b29}.form-note{font-size:14px;color:#62656b}.mobile-action-bar{display:none}input,select,textarea{font-size:16px}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #b5811e;outline-offset:3px}@media(max-width:1020px){.nav{gap:12px}.nav>a{font-size:12px}.header-row{gap:12px}}@media(max-width:850px){.detail-layout{grid-template-columns:1fr}.example-grid{grid-template-columns:1fr}.mobile-action-bar{position:fixed;bottom:0;left:0;right:0;z-index:70;display:grid;grid-template-columns:1fr 1fr;background:#111114;padding:9px max(10px,env(safe-area-inset-right)) calc(9px + env(safe-area-inset-bottom)) max(10px,env(safe-area-inset-left));gap:9px;box-shadow:0 -3px 16px #0005}.mobile-action-bar a{background:#dfb65e;color:#111;text-decoration:none;text-align:center;border-radius:5px;font-weight:800;font-size:13px;padding:12px 6px;line-height:1.3}.mobile-action-bar a:first-child{background:#fff}.footer{padding-bottom:90px}.nav{max-height:calc(100dvh - 95px);overflow-y:auto}}@media(max-width:1020px){.menu-button{display:block}.nav{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;background:#111114;padding:16px 24px;box-shadow:0 10px 24px #0004}.nav.open{display:flex}.nav>a{font-size:15px;padding:8px 0}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;transition-duration:.01ms!important}}


/* Service photography */
.service-card-image{display:block;width:100%;height:165px;object-fit:cover;border-radius:12px 12px 6px 6px;margin:0 0 18px;filter:saturate(.9)}
.claim-hero-image{display:block;width:100%;max-height:365px;object-fit:cover;border:1px solid rgba(218,175,88,.55);border-radius:14px;margin-top:25px;box-shadow:0 15px 40px rgba(0,0,0,.22)}
.photo-pagehero .container{max-width:1120px}
@media(max-width:650px){.service-card-image{height:185px}.claim-hero-image{max-height:240px;margin-top:20px}}

/* Customer service photo below the Serving line in the contact section */
.contact-rep-photo{margin:22px 0 0;max-width:480px}
.contact-rep-photo img{display:block;width:100%;height:auto;max-height:390px;object-fit:cover;object-position:center 38%;border-radius:16px;border:1px solid rgba(212,175,85,.55)}
.contact-rep-photo figcaption{font-size:.82rem;opacity:.78;margin-top:8px}
@media(max-width:780px){.contact-rep-photo{max-width:100%}.contact-rep-photo img{max-height:360px}}

/* Premium Let's Talk section — form left, serving and representative right */
#contact.contact-premium{background:radial-gradient(circle at 85% 5%,#28231b 0%,#111214 50%,#0a0b0d 100%);color:#fff;padding:76px 0 88px;border-top:1px solid #5b4928}
.contact-premium-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(32px,5vw,72px);align-items:start}
.contact-premium-left h2{font:700 clamp(34px,4.1vw,57px)/1.12 'Playfair Display',Georgia,serif;color:#fff;margin:10px 0 16px}
.contact-premium-left .kicker{font-size:15px;letter-spacing:.17em}
.contact-lead{color:#e2ded5;font-size:17px;line-height:1.6;margin:0 0 25px}
.contact-premium-form form{display:grid;grid-template-columns:1fr 1fr;gap:14px 16px}
.contact-premium-form form>.field{margin:0;min-width:0}
.contact-premium-form form>.field:nth-of-type(1),.contact-premium-form form>.field:nth-of-type(2),.contact-premium-form form>.field:nth-of-type(6){grid-column:1/-1}
.contact-premium-form .field label{color:#f5e8cb;font-size:13px}
.contact-premium-form .field input,.contact-premium-form .field select,.contact-premium-form .field textarea{min-height:48px;border:1px solid #b9975c;border-radius:5px;background:#fff;color:#171717;font-size:16px;padding:12px 14px}
.contact-premium-form .field textarea{min-height:115px}
.contact-premium-form .form-note{grid-column:1/-1;color:#c9c5be;font-size:12px;margin:3px 0 4px}
.contact-premium-form form>button{grid-column:1/-1;width:100%;font-size:16px;min-height:54px;margin-top:4px}
.contact-premium-right{border-left:1px solid #c39d50;padding-left:clamp(22px,3vw,42px)}
.contact-serving h3{font:700 clamp(30px,3.1vw,43px)/1.2 'Playfair Display',Georgia,serif;color:#edc66d;margin:0 0 10px}
.contact-serving p{font-size:clamp(18px,2vw,26px);line-height:1.55;color:#f5f2ec;margin:0 0 24px}
.contact-premium-photo{margin:0;position:relative}
.contact-premium-photo img{display:block;width:100%;height:clamp(390px,42vw,600px);object-fit:cover;object-position:center 28%;border-radius:9px;border:1px solid #8c6c38}
.contact-premium-photo figcaption{font-size:11px;color:#bdb5a8;margin-top:7px}
.contact-premium-call{display:block;margin-top:16px;background:linear-gradient(110deg,#f5d58d,#d6a44a);border-radius:5px;padding:16px;color:#141414;text-align:center;text-decoration:none;font-weight:800}
@media(max-width:850px){.contact-premium-grid{grid-template-columns:1fr}.contact-premium-right{border-left:0;border-top:1px solid #9e7d42;padding:30px 0 0}.contact-premium-photo img{height:420px;object-position:center 24%}}
@media(max-width:540px){#contact.contact-premium{padding:55px 0 75px}.contact-premium-form form{grid-template-columns:1fr}.contact-premium-form form>.field{grid-column:1/-1}.contact-premium-photo img{height:350px}}

/* Updated Let’s Talk representative portrait */
.contact-premium-photo img{object-position:center center}